Retiree Welfare Fund
Plumbers Local 130 Retiree Welfare Fund (Retiree Plan") Effective January 1, 2019
Retiree Welfare Fund - Pre Medicare Coverage
The Plan offers Pre-Medicare retiree health coverage to eligible Participants to provide
uninterrupted basic health and welfare coverage between retirement and the time Medicare
coverage begins. If you elect Pre-Medicare retiree coverage under the Plan, coverage begins the
month after your eligibility under the Active Employee Health Plan terminates. Although you must
elect Pre-Medicare retiree health coverage within 60 days of your retirement date, the first premium
is not due until the month before coverage starts. If the first premium is not paid by the end of the
calendar month after the premium is due, coverage will not begin. Coverage begins once all banked
hours under the Active Employee Health Plan are exhausted following retirement.
For more information about coverage, eligibility, etc, please read the "Plumbers' Local 130 Retiree Welfare Fund Plan Doc and SPD" document below:
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Medicare Supplement
The Welfare Fund provides a Medicare supplement to eligible Former Participants (retirees). This supplement pays the Medicare-approved charges not paid by Medicare including the following:
- Part A Deductible
- Part B Deductible
- The remaining 20% of Medicare-approved physician charges
- Extended In-Hospital Stay (61-90 days)
- Skilled Nursing Facility (21-100 days)
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